AAA Credit Card

Earn Unlimited Rewards

AAA Credit Card

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AAA Member Rewards Visa® Credit Card

Start earning 1 point per $1 for everyday purchases, 2x points for gas, grocery store, wholesale club and drugstore purchases, and 3x points for eligible travel and AAA purchases.*

As a AAA member you know the value of membership. With all the choices in credit cards today, carry the one that gives you exceptional benefits – just like AAA.

AAA Member Rewards Visa Credit Card
  • Members earn triple points for eligible travel and AAA purchases
  • Members earn double points on gas, grocery store, wholesale club and drugstore purchases
  • Members earn 1 point per $1 for all other purchases
  • No annual fee
  • Card theft protection
  • Around-the-clock fraud protection
  • Auto rental insurance**
  • Up to $500,000 common carrier travel accident insurance**
  • Lost luggage insurance**
  • Purchase protection**

With your AAA Member Rewards Visa® credit card you can redeem your points for unlimited cash back, AAA vouchers, gift cards, and more.* There are no spending tiers, no rotating categories, no limit to the points you can earn—and you don't have to enroll. Shop more. Earn more.



View your account online with Net Access

After you receive your credit card and activate your account, visit the Net Access online banking center and follow the simple instructions to set up your account. Net Access allows you to:

  • View credit card transactions and payments
  • View your statements for the past six months
  • Complete balance transfers
  • Save time by paying your credit card bills electronically
  • Change your address and telephone number, or order Credit Card Cash Advance Checks

Contact AAA Visa Card Services

For information about rates, fees, other costs and benefits associated with the use of this card, or to apply, click on Apply Now and refer to the disclosures accompanying the online credit application.

*How You Earn Points: You earn points when you use your card to make purchases, minus returns, credits and adjustments (“Net Purchases”). The following transactions are not considered purchases and will not earn points: Balance Transfers and Cash Advances (each as defined in your Credit Card Agreement), fees, interest charges, fraudulent transactions and certain other charges. 1 Point: Earn 1 point (base point) for every $1 of Net Purchases charged to the credit card each billing cycle. 2 Points: Earn 2 points (consisting of 1 bonus point and 1 base point) per $1 for Net Purchases made with the card at any eligible gas, grocery store, wholesale clubs or drugstore merchant categories as designated by Bank of America. 3 Points: Earn 3 points (consisting of 2 bonus points and 1 base point) per $1 for Net Purchases made with the card through any participating AAA Club when AAA is the merchant of record, or at eligible retail travel merchant categories as designated by Bank of America. Points Expiration: Points expire 5 years after the month they were earned. Points Forfeiture: If the owner(s) of the card account voluntarily closes the card account, or if for any reason we close the card account, any unredeemed points associated with the account are subject to immediate forfeiture, unless specifically authorized by us. Rewards Program Rules: Program Rules containing additional details will be sent to you with your new account materials. Other significant terms apply. Program subject to change.

**Certain restrictions apply to these and other benefits described here and in your Benefits Guide.

This credit card program is issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. AAA is a trademark of American Automobile Association, Inc. ©2019 Bank of America Corporation ©2019 AAA

Foreign Currency

Foreign Currency

For convenience and security, visit a AAA store and purchase foreign currency before you travel.

AAA Deposit Accounts

Member only rates on select CD terms only. No minimum deposit to open an account.