Earthquake Insurance


Protect Your Home from a Disaster

While you can't plan for earthquakes, you can be prepared.

Be Prepared for the Next Big One

Earthquake insurance is a form of property insurance that provides coverage if your home is damaged by an earthquake. Most standard homeowner and renters policies will not cover earthquake damage. Earthquake insurance is usually a separate endorsement you must buy and add to your homeowner or renters policy, or purchase a separate earthquake policy.

There are several things to consider when purchasing earthquake insurance, including:

  • Does the policy cover only your home? Are other structures, such as garages, also included?
  • Will your policy pay for the contents of your home and for additional living expenses if your home is badly damaged or destroyed?
  • Are there any exclusions or limitations to coverage?
  • What deductible must you pay before the insurance kicks in?

AAA Insurance Agents have the information necessary to help you answer these and other questions you may have about this type of coverage.