Life Insurance


Let AAA Protect Your Future

If something were to happen to you, would your family be financially secure? Learn more below about which type of life, annuity or long-term-care coverage is right for you, and contact an agent today. You’ll love the added peace of mind that comes with knowing your family is covered.


Your life Is Important. Insure it with AAA Life Insurance Company. Visit to see a range of quality products and outstanding customer service. We're dedicated to making the life insurance experience as easy as possible. Get a term life insurance quote today and see for yourself!

Life Insurance – Your Way

AAA Life Insurance

Whether you're just beginning to explore llfe insurance or annuities, ready to buy today, or filing a clalm, AAA Life Insurance Company is here for you.

Need help? Use the links below to learn more or obtain service from AAA Life.

Your Life Is Important – Insure It

We're dedicated to making the life insurance experience as easy as possible. Since 1969, AAA Life has been serving AAA members with valuable life insurance and annuity products.

See what we have to offer by visiting or calllng us toll-free at 888-399-4127.




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Life insurance underwritten and annuities offered by AAA Life Insurance Company, XXX, Michigan. AAA Life Insurance Company is licensed in all states except NY. CA Certificate of Authority #07861. Products and their features may not be available in all states ©2019 AAA Life Insurance Company, All Rights Reserved. AAA Life and its agents do not provide legal, tax, or financial advice. Please consult your professional advisor prior to the purchase of any policy.



TERM LIFE INSURANCE by Legal & General America

AAA Washington has partnered with Legal & General America to provide affordable life insurance combined with an easy online tool called Quotes Done Right.

Legal & General

You can complete needs analysis, answer health underwriting questions, and get a term life insurance quote in just a few minutes. If satisfied, submit your name, phone, email, and select a date/time to speak with an experienced life insurance advisor.

Why buy term life insurance?

One of the biggest advantages of term insurance is its lower initial cost in comparison to permanent insurance. With term insurance, you're generally just paying for the death benefit, the lump sum payment your beneficiaries will receive if you die while the policy is in force. With most permanent policies, your premiums may accumulate cash value in addition to paying for lifetime coverage.  

Why buy from Legal & General America?

The Legal & General America companies are Banner Life Insurance Company and its subsidiary William Penn Life Insurance Company of New York. Banne has been part of Legal & General Group Plc since 1981; William Penn since 1989. For more than 60 years, we’ve been in the business of providing financial protection through life insurance for American families from coast to coast. Keeping life insurance affordable and providing high quality, efficient customer service are just the fundamentals for us. Legal & General America is financially strong, fiscally responsible and committed to the business practices that will allow us to keep our promises to you.

Legal & General America Financial Strength Ratings:

AM Best Rating: A+
Standard & Poor's Rating: AA-
Comdex Rating: 96
Click here to read more about the financial strength of Legal & General America.

AAA Life and Retirement Services

Rob Thompson, Jon Erickson, Loreen Leo and Tim Adkisson

In addition to excellent auto and home coverage, AAA Washington Insurance Agency also offers a variety of life insurance and annuity services. This is just a brief introduction to some of our most important offerings; however, these products are complex, so it is important to talk with one of our knowledgeable, experienced financial professionals. They understand the nuances of each carrier’s pricing and products, and can assist you with finding just the right coverage for your unique needs.

Have more questions?

AAA Life and Annuity Services is our back office team of 4 financial Professionals Dedicated to giving you the best prices or products out there.  You are welcome to call them at 855-581-4799 or email them at

AAA Washington is contracted with multiple carriers that are rated A- or better by AM Best. We have ex-perienced financial professionals that understand the nuances each carrier has with regards to pricing and placing new business for life insurance, annuities and disability.  We look at each client individually. We review and analyze their life situation in an effort to advise them on the best coverage and pricing availa-ble. We work with carriers that provide real value. This may be in the form of added benefits, conversion privileges, underwriting niches, living benefits, income riders, pricing, and many more. We meet with the carrier representatives on a regular basis to keep abreast of new innovations and product offerings. Our goal is to provide the best options to AAA members available while at the same time working with the best and most respected carriers in the market.

Legal & General America life insurance products are underwritten and issued by Banner Life Insurance Company, Urbana, MD and William Penn Life Insurance Company of New York, Garden City, NY.  Banner products are distributed in 49 states and in DC. William Penn products are available exclusively in New York; Banner does not solicit business there. Banner OPTerm policy form # ICC12OPTN and state variations.  In New York, OPTerm policy form # OPTN-NY. Premiums are guaranteed to stay level for the initial term period and increase annually thereafter. Premiums quoted include $60 annual policy fee. Two-year contestability and suicide provisions apply. Policy descriptions provided here are not a statement of contract. Please refer to the policy forms for full disclosure of all benefits and limitations. 14-XXX