AAA Visa Signature® Credit Cards
Earn a $100 statement credit when you spend $1,000 on your card in the first 90 days of account opening.4
TAKE ADVANTAGE
- Cash back on ALL purchases3 + special monthly advantages
- No annual fee or foreign transaction fees5
- Travel Advantage: Cash back ideal for adventurers
- Daily Advantage: Cash back ideal for everyday savers
More Ways to Earn
TaxAct
Members save 25% on your 2025 state and federal tax filings!7 Plus, AAA Visa Signature® credit cardholders earn 10% cash back8 until April 15, 2026 when purchasing TaxAct services.
Hertz Car Rentals
Earn 4% cash back on Hertz purchases with the AAA Travel Advantage Visa Signature® Credit Card or 2% cash back with the AAA Daily Advantage Visa Signature® Credit Card.6
AAA DAILY ADVANTAGE
For those who want their cash back on the everyday essentials: grocery runs, medications, streaming services and more. Use your card and earn:
- $100 statement credit when you spend $1,000 within the first 90 days of account opening.4
- 5% cash back on grocery store purchases.1
- 3% cash back on gas, EV charging stations, wholesale clubs, streaming services, pharmacy, and AAA purchases.1
- 2% cash back on Hertz purchases at AAA or directly through Hertz.6
- 1% cash back on all other purchases.3
- No annual fee or foreign transaction fees.5
AAA TRAVEL ADVANTAGE
For those who want their cash back to help them explore more: gassing up the boat, charging the EV, travel purchases, and more. Use your card and earn:
- $100 statement credit when you spend $1,000 within the first 90 days of account opening.4
- 5% cash back on gas & EV charging stations.2
- 4% cash Back on Hertz purchases at AAA or directly through Hertz.6
- 3% cash back on grocery stores, restaurants, travel, and AAA purchases.2
- 1% cash back on all other purchases.3
- No annual fee or foreign transaction fees.5
1Offer is exclusive to AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Daily Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined. After that, purchases will earn 1% cash back for the remainder of the calendar year. Excludes third party insurance and offers, automobile extended warranties, and trip insurance. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageDailyTerms.
2Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $350 USD in cash back in a calendar year on the 5% category, and earn 1% cash back on all net eligible purchases thereafter. Excludes third-party insurance and offers, automobile extended warranties, and trip insurance. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms.
3Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations.
4 Valid one time only. Offer will be received within 1-2 billing cycles after qualifying spend.
5For new accounts, as of February 2026: Variable Purchase and Balance Transfer APRs of 17.49% - 31.49% based on your credit worthiness at the time of account opening and the Prime Rate. Variable Cash Advance APR of 32.49%, based on Prime Rate. Minimum Interest Charge is $3. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.
6Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms or AAA.com/AdvantageDailyTerms.
7Cannot be combined with other offers. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. 25% discount is valid 12/15/25 – 10/31/26 at 11:59 pm CST for 2025 online consumer state and federal 1040 returns and specified ancillaries. Discount will be applied to actual prices, which are subject to change and determined at the time of purchase and may not be combined with other offers. Additional fees apply for ancillary products. Offer applies only to AAA members and prospective members who go to TaxAct.com using a link provided directly by AAA to create a new return. Add sales tax for applicable orders. Read more about terms and conditions of the TaxAct Maximum Refund and $100k Accuracy Guarantees. The TaxAct® name and logo are registered trademarks of TaxAct, Inc. and are used here with TaxAct’s permission. All TaxAct offers, products and services are subject to applicable terms and conditions. AAA receives compensation from TaxAct as part of their partnership.
8Bonus earnings may take up to 2 billing cycles to add to your rewards account. Offer is exclusive to AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card holders enrolled in the AAA Travel Advantage or AAA Daily Advantage Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms or AAA.com/AdvantageDailyTerms.
Credit card offers are subject to credit approval.
AAA Travel Advantage Visa Signature® Credit Card or AAA Daily Advantage Visa Signature® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.